Finance

Finance

Hotel Credit Cards for Free Nights

Hotel Credit Cards I’ve written about some of my favorite credit cards before, and you can reference those articles in the finance section from the menu above if you’re interested (although these articles are from several months back). We generally try to prioritize opening cards that allow for us to […]

Finance

WEEK 15: DTR – How to Talk About Money in Relationships

The Dreaded Conversation Anyone married or in a serious relationship can attest to the dread and nervousness that comes with talking about finance with your spouse or significant other. We all have our demons. It just so happens that 90% of your demons are hiding in your personal finance closet. […]

Finance

WEEK 14: Maintenance, You’ve Done All the Hard Work

Almost Done Welcome back! By this point in the Bootcamp Series, your financial system is completely up and running. You’ve got all of the best accounts set up and you’ve automated them to work seamlessly with each other. You’ve figured out how to integrate your personal minimalism with your finances […]

Finance

WEEK 13: Automate Your System. Simplify Life, Experience More.

Complete Financial System Your financial system is almost entirely set up. You have the best credit cards, checking account, savings account, “budgeting” software, and investing accounts. With so many moving parts, you can quickly become overwhelmed with staying on top of your finances. Today, we’ll show you how to automate […]

Finance

WEEK 12: Life-Changing Decisions

Your Never-Ending Career Remember when I said a few weeks ago that if you’re not providing any new perspective to personal finance, why do you exist? Well that still applies. Today is another one of those unique Wall Street Minimalist days where we’ll discuss some new finance topics that you […]

Finance

WEEK 11: How We Do Our Finances

Minor Celebrities People are so giddy when they get to hear the inside scoop on Hannah and my finances. Besides feeling like a minor celebrity every time I’m asked what my financial system looks like, I like to imagine I would be just as interesting without my finance knowledge. Meh. […]

Finance

WEEK 10: A Life Worth Living

Review The last several weeks of our Bootcamp Series have helped you get your financial system in place. By now, you should have a solid understanding of each component of your finances: credit cards, banks, conscious spending, investing, and paying down debt. At the beginning of the Bootcamp Series, we […]

Finance

WEEK 9: How to Get Out of Debt Fast

Investing Last week, Hannah took over our Bootcamp Series and wrote a compact, detailed overview of how you should begin investing. I can’t tell you how hot it is when I hear her talking about personal finance. If you’re struggling to get some right swipes on Tinder, dropping a line […]

Finance

WEEK 8: Basic Investing, Superior Results

Learn to Invest Investing can be complex. Maybe you’ve read books on taking advantage of event-driven investing like IPOs, demergers,  bankruptcies, etc. Or maybe you’ve heard terms tossed around like put options and arbitrage. Or maybe you just understand the phrase, “buy low, sell high”. Whatever level you’re at, we’re […]

Finance

How to Save 30% of Your Travel Costs

Vacation Can Be Expensive With so many incredible airline credit cards recently, we’ve had a strong focus on helping you earn free flights. According to consumer spending data from the Bureau of Labor Statistics, just under 50% of an average individual’s vacation expenses are made up of the airline flights. […]

Finance

How Two Bagels Earned Us $1,800

Barclays AAdvantage Aviator Red A few weeks ago, we let you know about one of the biggest, most flexible and time-sensitive deals in the credit card game. The Southwest Companion Pass. Well this time around, we’re pretty excited to highlight another one of the best deals currently on the market: […]

Finance

WEEK 7: The Best Bank Account (Part 2)

Why a Separate Savings Account Is Important Last week, I helped you set up the best checking account to help you minimize banking fees and maximize your savings. This week, we’ll get you set up with the best savings account out there to maximize your earnings and improve your saving […]

Finance

WEEK 7: The Best Checking Account (Part 1)

The Backbone of Your Financial System Your checking account is the backbone of your financial system. Every dollar you earn will go first into your checking account, and every dollar you put into savings/investing, write on a check, or use to cover your credit card expenses will come from… you […]

Finance

WEEK 6: Simple Savings

You’ve Been Listening to Bad Advice When it comes to saving money, there are way too many “finance professionals” giving you the same bad advice – we don’t need another person telling us that we need to budget. If your only financial advice to me is to tell me what’s […]

Finance

My Rich Revolution CHALLENGE

  Learn how to stop budgeting, save more, get out of debt, improve your credit score, invest effectively, and increase your income in 30 days! We have received such a great response and feedback from you all for our Bootcamp Series! Don’t worry, we’ll continue with the series until week […]

Finance

My Rich Revolution: CREDIT EDITION

  Learn how to raise your credit score, clean up your credit report, negotiate bank fees away, and earn free vacations in 7 days! We have received such a great response and feedback from you all for our Bootcamp Series! Don’t worry, we’ll continue with the series until week 15 […]

Finance

WEEK 5: Never Budget Again (part 2)

If you haven’t read part 1 of WEEK 5: Never Budget Again, we recommend doing that now before you read on. These two posts build off of each other.   Our Conscious Spending Estimates Hannah and I have evaluated and discussed what we love to do and what we don’t […]

Finance

WEEK 5: Never Budget Again (Part 1)

Budgeting Sucks You pick up your pencil, grab some paper, and start jostling your mind to remember how much you spent last month. You write down some of your expense categories like food, dates, and clothes. You begin to look confused as you can’t remember what you spent your money […]

Finance

WEEK 4: Best Credit Cards and Churning

How to Churn Credit Cards Churning is quite simple. You open a new credit card, spend enough money to activate the signup bonus, and then cancel/downgrade the credit card after redeeming your reward points. Many people who find themselves on this website might be aspiring credit churners. My advice to […]

hannah chad in williamsburg
Finance

WEEK 3: Maximize Your Credit Score

Misconceptions of Credit Scores When it comes to credit scores, I usually hear one of the following three things: (1) your credit score isn’t very good because you don’t have a long credit history, (2) it hurts your credit score to close a credit card, and (3) your credit score […]

Finance

WEEK 2: Your Relationship With Minimalism

Over the last few weeks, I’ve heard some pretty funny comments in reaction to minimalism and our website: “I read your blog, and I got hyped. Made me feel like I was a minimalist, and it felt awesome.” “Sometimes I’m about to buy something and then I think of you […]

Finance

Join Us for the Bootcamp Series – 15 Weeks (FREE)

Guys and gals. I’m really excited. As much as you’re probably stoked to get this Bootcamp kicked off, set up your personal finance system, learn a ton, and get rich; I’m even more excited to teach about the stuff I love. The topics and products we’ll be discussing together over […]

Chad at the Louvre
Finance

FAQ – You Want to Read This

Easing into personal finance is like kissing for the first time. It sounds cool, you know you want to do it, people tell you it’s awesome—and yet, you still botch it. And man does it feel weird the first time.  Just as your fourteen year-old self practiced kissing your hand […]

Finance

Introduction to Personal Finance

Over the last couple years, Hannah and I have spent more than $6,000 on videography and photography equipment. And yet, we spent every dollar guilt free. Of course, you may be thinking, “that’s crazy! I would never spend that much on GoPros and cameras.” Well, you’re probably right. And you […]